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Privacy Policy for SmartEMI

Last updated: May 05, 2026

SmartEMI ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose your information when you use our mobile application, SmartEMI.

Offline-First Commitment: SmartEMI is designed to work locally. Your data stays on your device.

1. Data Collection

SmartEMI is an offline-first application. We do NOT collect, store, or transmit any personal data, financial information, or loan records to any external servers. All data you enter into the app is stored locally on your own device.

2. Permissions

The app may require certain permissions to function correctly:

  • Storage/Files: To save your loan and calculation history locally on your device.
  • Internet: Only used for internal updates and potential third-party ad serving (AdMob), but no personal user data is collected by us.

3. Third-Party Services

We do not share any information with third parties. However, the app may use third-party services that may collect information used to identify you (e.g., Google Play Services, AdMob).

4. Children's Privacy

Our app is not intended for children under 13, and we do not knowingly collect any data from them.

5. Changes to This Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page.

6. Contact Us

If you have any questions, please contact us at: tarunmankar@gmail.com