Premium Loan & EMI Calculator

Take Control of Your Loans & EMIs

Accurately calculate Home, Car & Personal Loan EMIs, compare bank offers, and view month-by-month repayment breakdowns with visual charts.

4.9 920+ Ratings

100K+ Calculations

FREE Ad-Safe & Private

Play Protect Verified Visual Amortization Charts Prepayment Interest Saver

Scan with your phone camera to download directly on Google Play

Official Android App

Smart Financial Features

Make informed borrowing decisions before signing bank papers.

See exactly how much goes towards Principal vs Interest each month with clean visual breakdowns.

Compare interest rates and tenures between two lenders to discover which loan saves you more.

Find out how much interest and tenure you save by paying small extra amounts every year.

Export complete multi-year loan repayment schedules to PDF and share or print anytime.

What users love about SmartEMI.

Vikram Sethi ★★★★★

"Home loan lene se pehle 3 banks ke offers compare kiye. Prepayment feature ne 4 lakh interest bachane me help ki!"

Deepak Joshi ★★★★★

"Clean UI, no annoying advertisements. Best EMI calculator on Android."

Download SmartEMI free on Google Play Store.